InfoSight
In Partnership with
GoWest Credit Union Association
GoWest Credit Union Association
Go to main content
Home | Compliance Videos | Compliance Help |
A-Z ListingAccounts
Accounts IntroductionAccount Types and OwnershipAccount Types and Ownership (Arizona)Account Types and Ownership (Colorado)Backup WithholdingBusiness AccountsCharitable Donation AccountsCheck 21Check and Share Draft Laws/UCC Articles 3 and 4 (Arizona)Check and Share Draft Laws/UCC Articles 3 and 4 (Colorado)Check and Share Draft Laws/UCC Articles 3 and 4 (Idaho/Oregon/Washington)Check and Share Draft Laws/UCC Articles 3 and 4 (Wyoming)Child Support Data Matching (Arizona)Child Support Data Matching (Idaho/Oregon/Washington)Conservatorships (Arizona)Deceased Member Issues (Arizona)Deceased Member Issues (Colorado)Deceased Member Issues (Idaho/Oregon/Washington)Deceased Member Issues (Wyoming)Department of Revenue Data Match (Oregon)Dormant and Inactive Accounts (Arizona)Dormant and Inactive Accounts (Colorado)Dormant and Inactive Accounts (Idaho/Oregon/Washington)Dormant and Inactive Accounts (Wyoming)Electronic Fund Transfers - Regulation EEscheat Requirements (Arizona)Escheat Requirements (Colorado)Escheat Requirements (Idaho/Oregon/Washington)Escheat Requirements (Wyoming)Expedited Funds Availability - Regulation CCFiduciary AccountsGarnishment of Federal Benefit PaymentsHealth Savings AccountsIndividual Retirement Arrangements (IRAs)Interest on Lawyers Trust Account (IOLTA)Marijuana-, Hemp- and Cannabis-Related AccountsMembership Expulsion and/or Service Limitation (Arizona)Membership Expulsion and/or Service Limitation (Colorado)Membership Expulsion and/or Service Limitation (Idaho/Oregon/Washington)Membership Expulsion and/or Service Limitation (Wyoming)Minor AccountsMultiple Party Accounts (Arizona)Multiple Party Accounts (Colorado)Overdraft Payment ProgramsPower of Attorney (Arizona)Power of Attorney (Colorado)Power of Attorney (Idaho/Oregon/Washington)Power of Attorney (Wyoming)Prepaid AccountsPrivacyRepresentative PayeesReserve Requirements - Regulation DSafe Deposit BoxesSafe Deposit Boxes (Arizona)Share InsuranceTrusts (Arizona)Trusts (Colorado)Trusts (Idaho/Oregon/Washington)Trusts (Wyoming)Truth In SavingsUniform Transfers to Minors Act (Arizona)Uniform Transfers to Minors Act (Colorado)Uniform Transfers to Minors Act (Idaho/Oregon/Washington)Uniform Transfers to Minors Act (Wyoming)US Savings Bonds
ACH/Electronic Payments
Account AggregationACHAmericans with Disabilities Act - ATM AccessATM SurchargingAuthentication in Internet BankingElectronic Check ConversionElectronic Fund Transfers - Regulation EElectronic Payments Association (NACHA)Electronic Returns Under Reg CCElectronic Signatures (ESIGN)Funds Transfers - Regulation J and UCC Article 4A (Arizona)Funds Transfers – Regulation J and UCC Article 4A (Colorado)Funds Transfers – Regulation J and UCC Article 4A (Idaho/Oregon/Washington)Funds Transfers - Regulation J and UCC Article 4A (Wyoming)International ACH Transactions: International Payments (IAT)NACHA Account ValidationPerson-to-Person (P2P) TransactionsRemittance TransfersSame Day ACH PaymentsThird-Party SendersUniform Electronic Transactions Act (Arizona)Uniform Electronic Transactions Act (Colorado)Uniform Electronic Transactions Act (Idaho/Oregon/Washington)Uniform Electronic Transactions Act (Wyoming)Unlawful Internet Gambling (Reg GG)VISA and MasterCard Debit Card Rules
Advertising
Advertising OverviewAdvertising Consumer LeasesAdvertising Deposit AccountsAdvertising LoansAdvertising Overdraft ProgramsAmericans with Disabilities Act - Audits and Website AccessibilityCAN-SPAMEndorsements and TestimonialsFederal Advertising RegulationsFTC Mortgage Acts and PracticesJunk Fax Prevention ActNative AdvertisingNCUA Advertising Signage RequirementsNight Deposit FacilitiesNon-Deposit Investment ProductsPotential Violations of Common Bond Advertising RequirementsPrescreen Opt-Out NoticePromotions and Lotteries (Arizona)Promotions and Lotteries (Colorado)Promotions and Lotteries (Idaho)Promotions and Lotteries (Oregon)Promotions and Lotteries (Washington)Promotions and Lotteries (Wyoming)Social Media Risk ManagementTelephone Consumer Protection ActTrademark Law - The Lanham ActUDAP/UDAAP
Bank Secrecy Act
Bank Secrecy Act OverviewBank Secrecy Act Compliance ProgramBank Secrecy Act: Additional ResourcesCurrency Transaction ReportsCustomer Due Diligence and Beneficial OwnershipCustomer Identification ProgramFinCEN BSA Leadership ExpectationsInformation SharingMarijuana-Related and Hemp-Related BusinessesMember Due DiligenceMonetary InstrumentsOFACRecordkeepingReport of Foreign Bank and Financial AccountsRisk AssessmentSectoral Sanctions Identification ListSuspicious Activity ReportsVirtual CurrencyWire Transfers
Bankruptcy and Collections
BankruptcyCollection PracticesExemptions (Arizona)Exemptions (Colorado)Exemptions (Idaho/Oregon/Washington)Exemptions (Wyoming)Fair Debt Collection Practices ActForeclosure (Arizona, Colorado, Wyoming)Foreclosure (Idaho/Oregon/Washington)Garnishment of Federal Benefit PaymentsGarnishments (Arizona)Garnishments (Colorado)Garnishments (Idaho/Oregon/Washington)Garnishments (Wyoming)Late ChargesRepossession and Sale of Collateral (Arizona)Repossession and Sale of Collateral (Colorado)Repossession and Sale of Collateral (Idaho/Oregon/Washington)Repossession and Sale of Collateral (Wyoming)Social Security Number GuideStatutory Lien and SetoffTroubled Debt Restructured (TDR) Loans
Board Responsibilities
Bank Bribery ActBoard Meeting Agenda and MinutesBoard of Director LiabilityBoard of Directors (Arizona)Board of Directors Responsibility QuizBoard Structure and Officer DutiesBusiness Continuity Planning - Board ResponsibilitiesComplaint ManagementDirector ResponsibilitiesDirectorship Policy and Job DescriptionsFinancial Literacy RequirementsProperty Casualty InsuranceSecurity Program for Credit UnionsSmall Credit UnionsStrategic PlanningSuccession PlanningVendor Due Diligence
Employment
5300 Call Report EEO Reporting RequirementsAffordable Care ActAmericans with Disabilities ActArrest and Conviction Reports for EmploymentCOBRACredit Reports for Employment (FCRA)Employee Discipline and DocumentationEmployee Polygraph Protection ActEmployee PrivacyEmployee Retirement Income Security Act (ERISA)Employment EligibilityEqual Employment OpportunityExecutive Compensation, Tax Cuts and Jobs Act of 2017Fair Labor Standards ActFamily and Medical Leave ActFederal Employment Record Keeping RequirementsGenetic Information Nondiscrimination ActInterviewing Job ApplicantsManagement Official InterlocksNLRB RulingsOccupational Safety and Health ActPatient Protection and Affordable Care ActPersonnel FilesPreventing DiscriminationRemote Work - TelecommutingSmartphones and OvertimeSocial Networking and Decision MakingUniformed Services Employment and Reemployment Rights Act of 1994 (USERRA)Whistle Blower Laws
Field of Membership
Field of Membership OverviewChartering and Merging (Arizona)Chartering and Merging (Colorado)Chartering and Merging (Idaho/Oregon/Washington)Chartering and Merging (Wyoming)Field of Membership ExpansionMembership EligibilityMergers and Insured Status Changes
Fraud
Fraud IntroductionCheck FraudCyber-Enabled FraudElder and/or Vulnerable Adult ProtectionsInternal FraudRisk ManagementTraining - Credit Union Fraud SymposiumWire Transfers
Investment
Broker-DealersCentral Liquidity FacilityCharitable Donation AccountsDerivativesInvestment PoliciesInvestment PowersMonitoring and Reporting RequirementsNCUA Investment ResourcesPermissible and Impermissible Investment ActivitiesSafekeeping RulesSubordinated DebtValuation of Investments
Loans and Leasing
Ability to RepayAllowance for Loan and Lease LossesAppraisalsAssignment of Securities as CollateralChattel Lien Non-Filing InsuranceCommunity Property (Arizona)Community Property (Idaho/Washington)Consumer LeasingCredit CardsCredit PracticesCurrent Expected Credit Loss (CECL)Dower and Homestead (Arizona)Dower and Homestead (Colorado)Dower and Homestead (Idaho/Oregon/Washington)Dower and Homestead (Wyoming)Equal Credit Opportunity ActFACT ActFair Credit Reporting ActFair Housing ActFair Lending Laws and RegulationsFees for Loans (Arizona)Fees for Loans (Colorado)Fees for Loans (Idaho/Oregon/Washington)Fees for Loans (Wyoming)Flood InsuranceForfeiture of Vehicles and Other PropertyHolder in Due Course RuleHome Equity LendingHome Mortgage Disclosure ActHome Ownership and Equity Protection ActIndirect Lending (Arizona)Indirect Lending (Colorado)Indirect Lending (Idaho/Oregon/Washington)Indirect Lending (Wyoming)Interest RateLoan ParticipationsMargin Stock LoansMember Business LendingMilitary Lending ActMortgage ServicingMulti-Featured Lending ProductsNon-Traditional Mortgage ProductsOther Real Estate OwnedPayday Alternative LoansPrivate Mortgage Insurance (PMI)Real Estate Settlement Procedures Act (RESPA)Requirements for Placement of Liens (Arizona)Requirements for Placement of Liens (Colorado)Requirements for Placement of Liens (Idaho/Oregon/Washington)Requirements for Placement of Liens (Wyoming)SAFE Act - Registration of Mortgage Loan OriginatorsSales of Insurance and Other Loan Add-Ons (Arizona)Sales of Insurance and Other Loan Add-Ons (Colorado)Sales of Insurance and Other Loan Add-Ons (Idaho/Oregon/Washington)Sales of Insurance and Other Loan Add-Ons (Wyoming)Secured Transactions/UCC Article 9 (Arizona)Secured Transactions/UCC Article 9 (Colorado)Secured Transactions/UCC Article 9 (Idaho/Oregon/Washington)Secured Transactions/UCC Article 9 (Wyoming)Servicemembers (and Dependent) Consumer LendingServicemembers Civil Relief ActState Variations on Reg Z or Reg B (Arizona)State Variations on Reg Z or Reg B (Colorado)State Variations on Reg Z or Reg B (Idaho/Oregon/Washington)State Variations on Reg Z or Reg B (Wyoming)Student LoansSub-Prime LendingTroubled Debt Restructured (TDR) LoansTruth in Lending ActUsury (Arizona)Usury (Colorado)Usury (Idaho/Oregon/Washington)Usury (Wyoming)Fees for Loans (Colorado)
Record RetentionResourcesSecurity
Active ShooterBusiness Continuity PlanningChildren's Online Privacy Protection ActCopier SecurityCybersecurityCybersecurity ResourcesData BreachElder and/or Vulnerable Adult ProtectionsEMV Implementation (Credit Card Security)FFIEC Cloud ComputingFFIEC Online Banking Risk Assessment Identity TheftInformation Security ProgramInternal Controls and Fraud PreventionPandemic PreparednessPayment Card Industry (PCI) Data Security Standard (DSS)Security Program for Credit UnionsSocial Media SecurityWire FraudWireless Device Security
Tax Issues
Backup WithholdingEarned Income Tax Credit (EITC)Income Tax ExemptionIndividual Taxpayer Identification Number (ITIN)IRS Form 1098IRS Form 1098-EIRS Form 1099-CIRS Form 1099-INTIRS Form 1099-MISCIRS Form 1099-OIDIRS Form 1099-QIRS Form 1099-RIRS Form 1120-POLIRS Form 990IRS Form W-8BENIRS Form W-9IRS LeviesIRS PublicationsIRS SummonsSmall Business Health Care Tax CreditState Tax Levies (Arizona)State Tax Levies (Colorado)State Tax Levies (Idaho/Oregon/Washington)State Tax Levies (Wyoming)Unrelated Business Income Taxes (UBIT)
GoWest Compliance CommunityChecklistsRecoveryPro
A - Z ListingAccount Insurance EstimatorArizona Credit Union CodeCheck Deposit Notice GeneratorCollaborative ToolsCompliance CalendarCU PolicyProFAQsFederal Regulations ListInfoSight Listing by StateNewslettersRequired Compliance TrainingRISK Alerts
Home Utilities
Login Page
View/Print All Return

GoWest Credit Union Association InfoSight

Thank you for visiting the GoWest Credit Union Association InfoSight! To access the site, you must first login to the GoWest website. 

Please contact info@leagueinfosight.com if you have any questions or need assistance. 

Go to main navigation
Disclaimer
The compliance content contained in InfoSight™ is designed to provide general reference information only. It is solely intended to be an informational guide. Efforts are made to timely update the material so as to reflect applicable changes in laws and regulations. This information should not be considered as legal advice nor relied upon as a substitute for professional services for specific fact situations. Credit unions are encouraged to contact counsel for legal advice. InfoSight will not be liable for any direct, indirect or consequential damages resulting from the use of this site. The views expressed herein are not necessarily those of InfoSight or its members.
  • Home
    • A-Z Listing
    • Accounts
    • ACH/Electronic Payments
    • Advertising
    • Bank Secrecy Act
    • Bankruptcy and Collections
    • Board Responsibilities
    • Employment
    • Field of Membership
    • Fraud
    • Investment
    • Loans and Leasing
    • Record Retention
    • Resources
    • Security
    • Tax Issues
  • GoWest Compliance Community
  • Checklists
  • RecoveryPro
    • A - Z Listing
    • Account Insurance Estimator
    • Arizona Credit Union Code
    • Check Deposit Notice Generator
    • Collaborative Tools
    • Compliance Calendar
    • CU PolicyPro
    • FAQs
    • Federal Regulations List
    • InfoSight Listing by State
    • Newsletters
    • Required Compliance Training
    • RISK Alerts

Choose "Topics of Interest"

Click on a main topic to see sub-topics (choose up to 7).

Clear All Checkboxes

Customize "Recently Updated"

Clear All Checkboxes